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Discover bank overdraft protection does not work even if you have money in accounts. Discover bank bounces the check and charges the money. They are running a big scam by charging check returned fee. The customer service only told me after repeated calls and complains. It is a sham bank. Their custom service is not honest and they lie. Discover bank overdraft protection does not work even if you have money in accounts. Discover bank bounces the... Read more

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I paid a merchant $14,000 for some merchandise never received... sent Discover Card Services proof that I never received it as well as a voicemail from the merchants stating that they had not provided the merchandise and wanted to schedule for me to come in after 10 months of waiting for my merchandise and filing the dispute as l had paid Discover nearly $10,000.00 in payments.. Discover credited my account and l wait on my refund check if... Read more

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I applied for a credit card on Friday, June 16th because I received a code in my mail which 'pre-qualified' me for a promotion. I filled out the application process online but called to verify how much credit line I had. The associate I spoke with informed me that it was $1,200 and I informed him that I would call back. I did call back on Saturday, at which point I was informed that the offer was only valid for Friday and that I would need to... Read more

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A May 2016 new Discover policy of forces all customers to ACH personal check payments with no opt out like all other credit cards. This system destroys checks and check info to only a line entry, creates numerous serious security issues with consumer checking accounts. ACH is a system designed for banks rather consumers. Automated Clearing House ACH transfers are supposed to require specific written authorization for each transfer. It's... Read more

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I also tried to pay my Discover loan off early and found out I still had to pay all the interest and saved zero by paying off early. So, it made no sense to pay it off early. It is a scam that should be brought to the attention of everyone. I will never use Discover again for loans or credit card. When they say no interest, it is a lie! You can't save a cent by paying off early. When I asked what the payoff would be, it was higher than the... Read more

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I have made a transfer from other bank into discover checking account. While doing, it has given me a date on when transfer will be complete. On the day when the transfer happened, my bank was also reflecting the amount being transferred. So, I have paid my rent from this account. This was processed the very next day and was rejected saying Not sufficient balance. The bank has charged me a fee for that as well as the rent manager charged me. It... Read more

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Today, I had the most pathetic customer care/advisor experience with talking to discover credit card customer care advisor/representative. To mu surprise instead of being polite (customer care).He was quite rude, kept un arguing with me on bank terminologies and said that he has enough time to argue ,google and was paid for it on hourly basis (horror of my life). Does discover has so much extra money to pay to these rude & unprofessionals ? He... Read more

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Worst credit card customer service ever experienced!!!!! They must get their supervisors from " idiots R us" rude, unprofessional, and no COMMON SENSE. They messed up my payments for 3 months in a row. 15 years with this card. DONE WITH THIS COMPANY!

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I opened a discover saving account in feburary 2016 because of the competitive rate, and I made several deposits into my account. Things are fine until when I need to withdraw some of the fund to my US checking account for some bill pays. Not only discover bank interupted the transfer. they procceed to freeze my account. I have provided personal identifications 3 times to validate the transaction and spoke with several departments. The decision... Read more

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I attempted to apply for a card today. I have a 740 + FICO score and a 742 TU (BEACON) score. TU tends to be the most conservative CRB which means more business friendly and not as consumer friendly. No negative history...great length of credit lines and DTI. Discover attempted to pull one of the CRB like I think EQFAX but this file was frozen. SO I got a denial...no biggy that is normal and I understood it. I wasn't mad at all...but I had... Read more

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