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Dawn U Sca

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Robbed twice

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Discover Bank - Robbed twice
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Discover Bank robbery x2

Robbed me twice, courtesy of Discover Bank. Online accounts were hacked/compromised.

Found unauthorized transactions on my checking debit card. Called & went through fraud protection, filed a police report, & asked for ALL of my accounts to be locked. This request was also recorded by Discover. 2 hours later an unauthorized transfer of 7k was taken from my savings account.

Notified Discover, filed police report, etc. Discover now says they couldn't retrieve the UNAUTHORIZED transfer so tough *** Are they not FDIC insured as they claim? Is their online security so bad they cannot prevent this? Are their online reps so confused that my last call was transferred to (7) different people with no resolution?

If you have any hope of KEEPING your hard earned money do NOT, repeat DO NOT, put it in any Discover Bank accounts!!! Please learn from experience, dont be a victim like Discover has made me!

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Loss:
$7
Cons:
  • Let your money be stolen

Preferred solution: Full refund

User's recommendation: Run as far as you can from Discover Bank!

1 comment
Sco J

Stick with credit unions. They don't screw customers so they can buy naming rights to sports venues.

Tomasz W Zyx

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DISCOVER BANK

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DISCOVER BANK
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AFTER MY COMPLAINT VS DISCOVER BANK IN NOV. 2023 I HAVE BEEN SCAMMED AND BLOCKED OUT AND BEING IGNORED FOR OVER 3 MONTHS NOW.

- No access to my checking account - 2 bank accounts that were connected - fifth third bank and huntington bank checking accounts have also been disconnected and denied access by discover bank when tried to reconnect. - Debit Card is not working = no access to my money I tried calling discover bank in january several times, but due to over 10/20 min. wait time I was never allowed to speak with a real person. Due to serious health problems for better/cheaper health treatment on January 28th.

I moved to Poland (europe) until August, 2024, and it has become completely impossible to reach someone from discover bank - 7 hours time difference, expensive international calls from neighbors home phone. | still tried whenever fit and called at least 4 different times over the last several weeks. Just like in November, 2023, also on Jan. 29th.

scaM elephant insurance company tried again to charge my acct. again. even though I have been insured with Allstate from Nov. 9th.

until Feb. 9th. 2024. Finally, On March 20th.

I was able to reach someone from discover bank - Daya. I explained to her everything, I begged her to unlock my account so I can withdraw all my funds to external, safe bank account. Daya wasted about 20 min. and denied me any help and any information...

I simply gave up! THERE SHOULD BE MORE THAN $500 ON MY ACCOUNT, BUT BY NOW IT IS ALL PROBABLY STOLEN. I FEEL SCAMMED AND BULLIED BY DISCOVER BANK.

Today is Monday, March 25th. 2024, I expect and demand from discover bank to unlock and provide me legit and safe access to my checking account within 24 hours, so I can finally withdraw my own money to another bank.

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Loss:
$500
Cons:
  • Scam

Preferred solution: Full refund

User's recommendation: STAY AWAY FROM DISCOVER BANK

Chad D Nfy

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Verified Reviewer
| map-marker Portland, Oregon

Terrible Terrible Customer Service/Advocacy

Beware of Discover's Shocking Lack of Customer Empathy

I recently had the most astonishingly terrible customer service experience with Discover, and I feel compelled to share my story to warn others about the shocking lack of empathy and assistance I encountered.

Despite being in the Executive Office of Customer Advocacy, Joseph and the Discover team openly acknowledged their ability to address a late payment issue but callously declared they were "unwilling" to do so. This response, or lack thereof, left me questioning if their role truly encompasses advocating for the consumer.

The complete disinterest in resolving my concerns reflected poorly on Discover's commitment to its customers.

It is abundantly clear that they have zero regard for their customers as individuals. This has undeniably been the worst customer service experience I have ever encountered.

I want to emphasize that I will not rest until this unfortunate experience with Discover's customer service is widely known. It is my responsibility to ensure that others are made aware of the lack of support and empathy they may encounter as Discover customers.

Discover's handling of my situation has been nothing short of a disgrace, and I implore others to reconsider choosing them for their financial needs. No customer should be subjected to such callous treatment, especially when it could have been a straightforward matter for them to do the right thing.

Beware of Discover's Shocking Lack of Customer Empathy

I recently had the most astonishingly terrible customer service experience with Discover, and I feel compelled to share my story to warn others about the shocking lack of empathy and assistance I encountered.

Despite being in the Executive Office of Customer Advocacy, Joseph and the Discover team openly acknowledged their ability to address a late payment issue but callously declared they were "unwilling" to do so. This response, or lack thereof, left me questioning if their role truly encompasses advocating for the consumer.

The complete disinterest in resolving my concerns reflected poorly on Discover's commitment to its customers. It is abundantly clear that they have zero regard for their customers as individuals. This has undeniably been the worst customer service experience I have ever encountered.

I want to emphasize that I will not rest until this unfortunate experience with Discover's customer service is widely known.

It is my responsibility to ensure that others are made aware of the lack of support and empathy they may encounter as Discover customers.

Discover's handling of my situation has been nothing short of a disgrace, and I implore others to reconsider choosing them for their financial needs. No customer should be subjected to such callous treatment, especially when it could have been a straightforward matter for them to do the right thing.

View full review
Cons:
  • Extremely poor customer service or advocacy

Preferred solution: A simple deletion of an entry on my credit report

User's recommendation: Avoid like the plague

1 comment
Guest

Pay on time

Yoodlyn P

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Discover card still decreasing my credit

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Updated by user Feb 14, 2024

They won’t contact me

Original review Feb 14, 2024
I have never missed a payment, I always pay my balance in full in advance. My FICO credit score has increased too, now discover has just decided to decrease my availability just for no reason and they wont do anything about it
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Preferred solution: They have to give me my credit limit back

Anonymous
map-marker Concord, New Hampshire

Fraud attempt

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received an email from Meta saying that I had made an update to my Discover card, which I did not do. And a dollar was charged to my account. It seemed very suspicious. The person who assisted on my call was very helpful. I was actually transferred three times but each person was very friendly and explained the transfers.
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Christopher C Cgz

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Verified Reviewer
| map-marker Greenwood, Delaware

No concern for their customers at all

Just had my account closed due to missing a deadline for identity verification. I called after my card was declined and they said it had been canceled 3 days prior. Ive had the card for more than 10 years. I didnt receive a single notification regarding this. Even in their app nothing was mentioned.
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Pros:
  • Good card
Cons:
  • Horrible customer policies

Preferred solution: My account back

User's recommendation: Stay away from them!

Yoodlyn P

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Supporter

Available credit

I always make my payment in full and on time but discover card had no business in decreasing my available credit. My FICO score has even increase so they have no reason decreasing my avaibility. I have have another credit card with another bank and everything is going smoothly with them. I regret that I chose discover card
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Preferred solution: Have my available limit back

User's recommendation: Don’t waste your time with discover card

Heather Ivd
map-marker Osage Beach, Missouri

There are 2 charges on my new Discover card from Howly.com both on 1/16/24 one for $1.00 & the others for $55.00. I called the number listed and they say they didn’t issue any charges.

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I want Discover Card to Remove these charges from my Discover Credit Card as soon as possible. Sharon Ann Smith
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User's recommendation: Be careful and check all charges

Anonymous
map-marker Portland, Oregon

I just need an address I will not pay someone else for that it down right stupid to expect a credit card holder to pay for something that simple

I simply want an address why do you make me pay someone else when you can answer that simple question
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Heather A Bui

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Verified Reviewer

Un answered questions that I have rights to ask

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I just opened a checking and savings account in November. All of a sudden I am blocked and account is frozen due to suspicious activity...from the mail I receive and the investigating I've done my name has had many accounts open with you for many years. Is my account frozen because I was asking too many legitimate questions? Confused isn't even the word.
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Preferred solution: An explanation of the truth

Anonymous
map-marker Lake Worth, Florida

Activar mi tarjeta para usar con Google pay

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El banco tiene muchos buenos beneficios para mí, lo que si estoy muy molesto es con el servicio al cliente y más aún siendo un banco tan grande no pueda comunicarme en español. Aún no resuelvo mi problema.
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Gary S Xmy

Card activity

I lost my wallet and put a freeze on my card last night. I want to find out if theres been any attempted use of the card.
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Preferred solution: Attempted use of frozen card

Frantz D Ynm

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Verified Reviewer

I want to cancel my account

I want to talk to customer service about my account I just open with them please can someone please help me I
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Preferred solution: Full refund

Hyeran J Ebv

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Verified Reviewer

Credit card

Hello I called to your companys customer service number many times My card is not working Declined Do not honor
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Preferred solution: Credit card is not working

Rene A Fry

Discover student card application

Ive tried to apply for a credit card 3 times and everytime the application takes so much timeeither it takes too long to load or process or it stays in the same page the entire time and I dont know if the problem is from my side but whenever I try to refresh the page or restart my application gets declined
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Preferred solution: Help with my application

Keloine R
map-marker Murray, Utah

Total Trash Company

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Original review Nov 09, 2023
Too many security questions and codes, Poor to none responsive customer service, Not willing to send cards, Not willing to help, Just want customers out Become trash place. I Called many times and no one accommodate or being responsive, not willing to help. Just too many security questions with too little to none being done. Overall, It's just become impossible place to bank.
View full review
Loss:
$100000
Cons:
  • Not willing to send cards
  • Just want customers out
  • Poor to none responsive customer service

Preferred solution: Get to normal Banking or Get our of it.

Eric K Pya

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Verified Reviewer

Disgraceful customer

Customer of mine said he will contact you in regards to his bill. I would like to give you heads up, and not get this reverse payment on my account.
View full review
Loss:
$171

Preferred solution: Make sure that you don’t charge my account.

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