My daughter lives in Oklahoma and had a Discover Card that she was unable to meet the monthly payments because she lost her job and had to go on disability.. She contacted the company to work out a payment plan; the Discover customer service agent suggested he parents pay the bill.
Discover rejected her offer to establish a payment plan and sued her instead. By the time the case was heard in court the company added thousands of dollars in late fees, penalties and interest. She goes to court again early next month; I don't know what the company expects her to do as she and her two children are living on about $800 per month. I am paying her phone and heating bills from my social security checks.
Every chance I get tell others about my daughter's experience with Discover.
I'll never carry a Discover Card. I'm posting this on the Visa Card website as Visa recently purchased Discover.