Three years ago I had some money troubles and wound up past due with Discover Card. Just before Christmas 2004 I received a one time settlement offer of fifty cents on the dollar to settle and close my account.

I jumped at the chance to clear the books.  My parents sent a certified letter and a check to the attorney assigned to the account.

I heard no more from Discover Card until 9/26/2006 when they placed all of the old 2004 past due accounts into my credit report.

That account was settled and marked paid in full almost two years.  I went from 677 down to 575 over night.

Review about: Discover Bank Account.

Do You Have Something To Say ?
Write a review


Terms of Service
Post Comment

Hopefully, you still have the earlier paperwork, since reaffirming this paid debt is not allowed. Get started with disputes to the credit bureaus.

Make sure you do NOT pay anything, since that would restart the statute of limitations.

Notify everyone that you are willing to sue them for this trouble and expense. They are way out on a limb here.


“There is no need for anyone to be cold, hungry, homeless or in poverty. All these things are caused by the lack of pieces of paper and electronic numbers called money circulating in the world and by the charging of interest on them. We could change that today if the desire was there” David Icke

The bankers can accumulate and manipulate businesses by accepting, or refusing, loans.

The whole house of cards, and the control of the human race, is based on the charging of interest on money. The subject of interest is crucial. There is nothing wrong with money if it is used only as a measure of exchange for goods and services. It is when you can charge interest on money, most of which doesn’t physically exist, that enormous dangers arise.

You can then make more money from manipulating pieces of paper and electronic numbers than you can from producing essential goods and services for people who need them. With the charging of interest, the money chases those who already have money and ignores those who have not. The cataclysmic social and financial divisions in the world are caused by the charging of interest on money.

Production is geared to greed, not need, and the rich get richer and the poor, poorer. Often it is not the cost of a house that prevents people from buying a home; it is because we have to buy three or four for the right to live in one!

You May Also Like