My hubby applied for a card and he recd 15000 limit with a fico score of a bit over 600. I used the same income amount and I recd 4000 and my score was over 700. I called and question customer service and I was told to call in 3 month to request an increase and they can see if I am credit worthy.
I have a Spanish last name and my hubby has a English name. I do not understand how he recd a better interest rate and more funds than I. Discover wants to charged me an interest rate of 22.99 with a fico score of over 700. But my hubby is much less.
The rep made me feel that because I was not like my hubby discover will not grant me the same credit.They can not change anything. She also stated they do not use the FICO score to grant credit.
I am so discussed with Discover that I am thinking of calling a lawyer.
Product or Service Mentioned: Discover Bank Credit Card.