Our Higher Interest (23.99%)Cash Advance Balance keeps going up (some months over $50)even though we stopped using the Discover Card for any cash advances years ago! It turns out that Discover not only charges you interest on the unpaid balance of your past cash advances every month but they also add almost all of the interest amount they charge you MONTHLY to the 'Balance Subject to Interest Rate' so your already higher interest 'cash advance balance' skyrockets even though you are no longer making any personal cash advances on it, they are!
This is such a consumer rip off!
I strongly warn everyone I know to stay away from Discover Card cash advance offers...they sound really great until the special offer time period is over and then you 'discover' you're going to end up paying out way more than you would through any other company's card. Discover Card Cash Advance Offers are nothing but bad news for consumers.