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I get a letter saying for inactivity they closed our account.O.K, for being someone who didn't go on a shopping spree and run up thousands of dollars that I didn't pay for .

Instead , I put the card in a drawer and thought I would use it when needed . For that , they cancel the account. So I call to tell them I want the account reinstated. Easy enough , so I thought.

NO, I was told I would have to reapply. That means get a HUGE increase in interest rate . No thank you And when credit cards get closed, your credit rating goes down.

Thanks discover for treating me how I would treat myself.Way to go , great job.

Review about: Discover Bank Account.


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It doesn't benefit a bank for you to be holding onto their money and not using their card. This is the same with most companies.

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